Terms & Conditions
Polo InterActive Website
Terms & Conditions
These terms and conditions set out the basis on which you can visit and use our website.
Please read them carefully as, by using this website, you indicate your agreement to the
This website is owned and provided by Horizon Research Group, Inc. (Polo InterActive).
page, with the revised terms taking effect on the date of posting.
All contents of this website are Copyright © 1995-2012 Polo InterActive. All rights
Ownership of Rights
All rights, including copyright, in this website are owned by Polo InterActive.
Any use of this website or its contents, including copying or storing it in whole or
part, is prohibited.
You may download on one computer or print one copy of the material on this website for
your own non-commercial, educational, private or domestic use only, provided that you
do not delete or change any copyright, trademark or other proprietary notices. You
should assume that everything you see or read on this website is copyrighted to
Polo InterActive unless otherwise noted.
Accuracy of Content
Polo InterActive has taken every care in preparation of the content of this website,
however, you are advised to always cross-reference it with other data for the most
This website offers links to other websites operated by parties other than
Polo InterActive. These links do not imply endorsement by Polo InterActive of such
websites or the services of products on such sites. Polo InterActive cannot take
responsibility for the content or accuracy of any off-site pages or any sites linked to
this website. Using the links to the offsite pages is at your own risk. Links may not
be established by a third party to the Polo InterActive website, except by prior
permission. Polo InterActive cannot be responsible for any link established to its
website from a third party.
Limitation of Liability
Under no circumstances shall Polo InterActive be liable for any loss arising out of or
in connection with the information available from this website.
The information on this site is intended for general information purposes only. Your use
of this website is at your own risk. Polo InterActive does not guarantee that the
material is accurate, error-free, truthful or reliable. Although Polo InterActive makes
every effort to ensure that this website is free from viruses and effects, it cannot
guarantee that the functional aspects of the website will be error free or that your
use of this website or any website accessible through this website will not cause damage
to your computer.
It is your responsibility to ensure that the right equipment is available to use the
website and screen out anything that may damage it. Polo InterActive shall not be liable
for any loss of damage which may arise to computer equipment as a result of using
Polo InterActive respects your privacy and takes data protection seriously.
In order to provide our full range of services, we may collect the following
types of information:
Information you provide: When you sign up for a Polo InterActive service
or promotion that requires registration, we ask you for personal information
(such as your name, email address and an account password).
Cookies: When you visit our website, we may send you one or more cookies -
a small file containing a string of characters - to your computer that uniquely
advertising services to help advertisers and publishers serve and manage ads across
the web. We may set a cookie in your browser when you visit a website and view or
click on an ad supported by our advertising services.
Log information : When you access any of our services, our servers
automatically record information that your browser sends whenever you visit a
website. These server logs may include information such as your web request,
Internet Protocol address, browser type, browser language, the date and time
of your request and one or more cookies that may uniquely identify your browser.
User communications: When you send email or other communications to
Polo InterActive, we may retain those communications in order to process your
inquiries, respond to your requests and improve our services.
Affiliated sites: We offer some of our services in connection with other
web sites. Personal information that you provide to those sites may be sent to
Polo InterActive in order to deliver the service. We process such information in
practices and we encourage you to read their privacy policies.
Links: Polo InterActive may present links in a format that enables us to keep
track of whether these links have been followed. We use this information to
improve the quality of our search technology, customized content and advertising.
We do not exercise control over the sites displayed as search results or links from
within our various services. These other sites may place their own cookies or other
files on your computer, collect data or solicit personal information from you.
Polo InterActive only processes personal information for the purposes described in
Providing our services to users, including the display of customized content and advertising;
Auditing, research and analysis in order to maintain, protect and improve our services;
Ensuring the technical functioning of our servers; and
Developing new services.
Polo InterActive processes personal information on our servers in the United States of America.
There are times when we may require personal information from you, such as your name and
address, for example, to send you additional information.
We use this information to fulfil your request and then store the details you have
supplied in our database. We may occasionally use the information held in our database
to generate statistical or marketing information. If this is the case, all the
information generated is presented in an anonymous form such that individuals cannot be
Polo InterActive cannot be responsible for the confidentiality of any information sent
by electronic mail.
Choices for Personal Information
Most browsers are initially set up to accept cookies, but you can reset your browser to refuse
all cookies or to indicate when a cookie is being sent. However, some Polo Interactive features
and services may not function properly if your cookies are disabled.
You can decline to submit personal information to any of our services, in which case Polo
InterActive may not be able to provide those services to you.
If Polo InterActive becomes involved in a merger, acquisition, or any form of sale of some
or all of its assets, we will provide notice before personal information is transferred
Please contact us at the e-mail address below for any additional questions about the management
or use of personal data.
We take appropriate security measures to protect against unauthorized access to or
unauthorized alteration, disclosure or destruction of data. These include internal
reviews of our data collection, storage and processing practices and security measures,
as well as physical security measures to guard against unauthorized access to systems
where we store personal data.
We restrict access to personal information to Polo InterActive employees, contractors and agents
who need to know that information in order to operate, develop or improve our services.
These individuals are bound by confidentiality obligations and may be subject to discipline,
including termination and criminal prosecution, if they fail to meet these obligations.
Polo InterActive processes personal information only for the purposes for which it was collected and in
review our data collection, storage and processing practices to ensure that we only collect,
store and process the personal information needed to provide or improve our services. We take
reasonable steps to ensure that the personal information we process is accurate, complete, and
current, but we depend on our users to update or correct their personal information whenever
Accessing and Updating Personal Information
When you use Polo InterActive services, we make good faith efforts to provide you with access to your personal
information and either to correct this data if it is inaccurate or to delete such data at your
request if it is not otherwise required to be retained by law or for legitimate business purposes.
We ask individual users to identify themselves and the information requested to be accessed,
corrected or removed before processing such requests, and we may decline to process requests that
are unreasonably repetitive or systematic, require disproportionate technical effort, jeopardize the
privacy of others, or would be extremely impractical (for instance, requests concerning information
residing on backup tapes), or for which access is not otherwise required. In any case where we provide
information access and correction, we perform this service free of charge, except if doing so would require a
disproportionate effort. Some of our services have different procedures to access, correct or delete users’
through this web site.
When we receive formal written complaints through this web site, it is Polo InterActive’s policy to contact the
complaining user regarding his or her concerns. We will cooperate with the appropriate regulatory authorities,
including local data protection authorities, to resolve any complaints regarding the transfer of
personal data that cannot be resolved between Polo InterActive and an individual.
this page and, if the changes are significant, we may provide a more prominent notice (including, for certain
We hope that the majority of users with disabilities will be able to access this website
and we apologise to any who cannot. We would be happy to receive any advice or comments
from those users with disabilities, suggesting improvements.
If you have any problems using this site or notice any errors, we would be pleased to
hear from you. Please click here to send an email to the Polo InterActive