Terms & Conditions

Polo InterActive Website

Terms & Conditions

These terms and conditions set out the basis on which you can visit and use our website. Please read them carefully as, by using this website, you indicate your agreement to the terms of use. If you do not agree with these terms, you may not use the website

This website is owned and provided by Horizon Research Group, Inc. (Polo InterActive). Polo InterActive may revise these terms and the privacy policy below by updating this page, with the revised terms taking effect on the date of posting.

Copyright Notice

All contents of this website are Copyright © 1995-2012 Polo InterActive. All rights reserved.

Ownership of Rights

All rights, including copyright, in this website are owned by Polo InterActive. Any use of this website or its contents, including copying or storing it in whole or part, is prohibited.

You may download on one computer or print one copy of the material on this website for your own non-commercial, educational, private or domestic use only, provided that you do not delete or change any copyright, trademark or other proprietary notices. You should assume that everything you see or read on this website is copyrighted to Polo InterActive unless otherwise noted.

Accuracy of Content

Polo InterActive has taken every care in preparation of the content of this website, however, you are advised to always cross-reference it with other data for the most up-to-date information.

Links

This website offers links to other websites operated by parties other than Polo InterActive. These links do not imply endorsement by Polo InterActive of such websites or the services of products on such sites. Polo InterActive cannot take responsibility for the content or accuracy of any off-site pages or any sites linked to this website. Using the links to the offsite pages is at your own risk. Links may not be established by a third party to the Polo InterActive website, except by prior permission. Polo InterActive cannot be responsible for any link established to its website from a third party.

Limitation of Liability

Under no circumstances shall Polo InterActive be liable for any loss arising out of or in connection with the information available from this website.

Disclaimer

The information on this site is intended for general information purposes only. Your use of this website is at your own risk. Polo InterActive does not guarantee that the material is accurate, error-free, truthful or reliable. Although Polo InterActive makes every effort to ensure that this website is free from viruses and effects, it cannot guarantee that the functional aspects of the website will be error free or that your use of this website or any website accessible through this website will not cause damage to your computer.

It is your responsibility to ensure that the right equipment is available to use the website and screen out anything that may damage it. Polo InterActive shall not be liable for any loss of damage which may arise to computer equipment as a result of using this website.

Privacy Policy

Polo InterActive respects your privacy and takes data protection seriously. In order to provide our full range of services, we may collect the following types of information:

• Information you provide: When you sign up for a Polo InterActive service or promotion that requires registration, we ask you for personal information (such as your name, email address and an account password).

• Cookies: When you visit our website, we may send you one or more cookies - a small file containing a string of characters - to your computer that uniquely identifies your browser. We use cookies to improve the quality of our service by storing user preferences and tracking user trends. We also uses cookies in our advertising services to help advertisers and publishers serve and manage ads across the web. We may set a cookie in your browser when you visit a website and view or click on an ad supported by our advertising services.

• Log information : When you access any of our services, our servers automatically record information that your browser sends whenever you visit a website. These server logs may include information such as your web request, Internet Protocol address, browser type, browser language, the date and time of your request and one or more cookies that may uniquely identify your browser.

• User communications: When you send email or other communications to Polo InterActive, we may retain those communications in order to process your inquiries, respond to your requests and improve our services.

• Affiliated sites: We offer some of our services in connection with other web sites. Personal information that you provide to those sites may be sent to Polo InterActive in order to deliver the service. We process such information in accordance with this Privacy Policy. The affiliated sites may have different privacy practices and we encourage you to read their privacy policies.

• Links: Polo InterActive may present links in a format that enables us to keep track of whether these links have been followed. We use this information to improve the quality of our search technology, customized content and advertising.

• Other sites: This Privacy Policy applies to Polo InterActive services only. We do not exercise control over the sites displayed as search results or links from within our various services. These other sites may place their own cookies or other files on your computer, collect data or solicit personal information from you.

Polo InterActive only processes personal information for the purposes described in this Privacy Policy for specific services. In addition to the above, such purposes include:

• Providing our services to users, including the display of customized content and advertising;

• Auditing, research and analysis in order to maintain, protect and improve our services;

• Ensuring the technical functioning of our servers; and

• Developing new services.

Polo InterActive processes personal information on our servers in the United States of America.

There are times when we may require personal information from you, such as your name and address, for example, to send you additional information. We use this information to fulfil your request and then store the details you have supplied in our database. We may occasionally use the information held in our database to generate statistical or marketing information. If this is the case, all the information generated is presented in an anonymous form such that individuals cannot be identified.

Polo InterActive cannot be responsible for the confidentiality of any information sent by electronic mail.

Choices for Personal Information

Most browsers are initially set up to accept cookies, but you can reset your browser to refuse all cookies or to indicate when a cookie is being sent. However, some Polo Interactive features and services may not function properly if your cookies are disabled.

You can decline to submit personal information to any of our services, in which case Polo InterActive may not be able to provide those services to you.

Information sharing

If Polo InterActive becomes involved in a merger, acquisition, or any form of sale of some or all of its assets, we will provide notice before personal information is transferred and becomes subject to a different privacy policy.

Please contact us at the e-mail address below for any additional questions about the management or use of personal data.

Information Security

We take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data. These include internal reviews of our data collection, storage and processing practices and security measures, as well as physical security measures to guard against unauthorized access to systems where we store personal data.

We restrict access to personal information to Polo InterActive employees, contractors and agents who need to know that information in order to operate, develop or improve our services. These individuals are bound by confidentiality obligations and may be subject to discipline, including termination and criminal prosecution, if they fail to meet these obligations.

Data Integrity

Polo InterActive processes personal information only for the purposes for which it was collected and in accordance with this Privacy Policy or any applicable service-specific privacy notice. We review our data collection, storage and processing practices to ensure that we only collect, store and process the personal information needed to provide or improve our services. We take reasonable steps to ensure that the personal information we process is accurate, complete, and current, but we depend on our users to update or correct their personal information whenever necessary.

Accessing and Updating Personal Information

When you use Polo InterActive services, we make good faith efforts to provide you with access to your personal information and either to correct this data if it is inaccurate or to delete such data at your request if it is not otherwise required to be retained by law or for legitimate business purposes. We ask individual users to identify themselves and the information requested to be accessed, corrected or removed before processing such requests, and we may decline to process requests that are unreasonably repetitive or systematic, require disproportionate technical effort, jeopardize the privacy of others, or would be extremely impractical (for instance, requests concerning information residing on backup tapes), or for which access is not otherwise required. In any case where we provide information access and correction, we perform this service free of charge, except if doing so would require a disproportionate effort. Some of our services have different procedures to access, correct or delete users’ personal information.

Enforcement

Polo InterActive regularly reviews its compliance with this Privacy Policy. Please feel free to direct any questions or concerns regarding this Privacy Policy or Polo InterActive's treatment of personal information by contacting us through this web site.

When we receive formal written complaints through this web site, it is Polo InterActive’s policy to contact the complaining user regarding his or her concerns. We will cooperate with the appropriate regulatory authorities, including local data protection authorities, to resolve any complaints regarding the transfer of personal data that cannot be resolved between Polo InterActive and an individual.

Changes to this Privacy Policy

Please note that this Privacy Policy may change from time to time. We will post any Privacy Policy changes on this page and, if the changes are significant, we may provide a more prominent notice (including, for certain services, email notification of Privacy Policy changes).

Disabled Users

We hope that the majority of users with disabilities will be able to access this website and we apologise to any who cannot. We would be happy to receive any advice or comments from those users with disabilities, suggesting improvements.

Problems

If you have any problems using this site or notice any errors, we would be pleased to hear from you. Please click here to send an email to the Polo InterActive Webmaster.